🏡 1. Location, Location, Location

• Is it close to your workplace, schools, hospitals, and markets?
• Consider traffic, safety, and future development in the area.

💰 2. Your Budget & Hidden Costs

• Apart from the down payment, include registration fees, taxes, maintenance, parking, furnishings, etc.
• Don’t overextend—your EMI should ideally not exceed 40% of your monthly income.

🏗️ 3. Builder Reputation & Project Legality

• Research the builder’s track record, reviews, and delivery timelines.
• Verify legal documents: title deed, RERA registration, approval plans, and occupancy certificate.

🛠️ 4. Property Inspection

• Check the construction quality, plumbing, electrical fittings, ventilation, and natural light.
• Visit the actual site, not just the sample flat or online gallery.

📜 5. Loan Eligibility & Interest Rates

• Get pre-approved for a home loan and compare offers from different banks.
• Understand fixed vs. floating interest rates and repayment terms.

🌿 6. Amenities & Lifestyle Needs

• Does it offer essentials like power backup, security, water supply, parking, etc.?
• Check for added amenities like gym, park, community hall based on your needs.

🔮 7. Resale Value & Future Growth

Ask about the resale trends and rental demand in the locality.

Buy in a location with appreciation potential.