These Tips May Speed Up Your Home Sale

1. Check and Improve Your Credit Score

A good credit score gives you access to better mortgage rates.

• Tip: Pay off debts, avoid new loans, and check your credit report for errors before applying.

2. Set a Realistic Budget

Know what you can afford, not just what the bank approves.

• Tip: Use a home affordability calculator and factor in monthly payments, property taxes, insurance, and maintenance costs.

3. Save for a Down Payment & Closing Costs

The higher your down payment, the lower your loan and monthly EMIs.

• Tip: Aim for at least 20% down if possible to avoid PMI (private mortgage insurance).

4. Get Pre-Approved for a Mortgage

Pre-approval shows sellers you’re serious and speeds up the process.

• Tip: Compare rates from multiple lenders to get the best deal.

5. Work with a Trusted Real Estate Agent

A good agent can guide you, negotiate on your behalf, and spot red flags.

Tip: Choose someone familiar with your target area and who understands your needs.